Community HOME Investment Program (CHIP)

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The Community HOME Investment Program (CHIP) is a federally- funded program designed to provide safe, decent, and affordable housing in Georgia by granting funds to city and county governments, public housing authorities, and nonprofits to 1.) rehabilitate owner-occupied homes, and 2.) build and renovate affordable single-family homes for sale to eligible homebuyers.

The CHIP program does not provide direct assistance to individual homeowners and homebuyers. If you are a homeowner in need of financial assistance for repairs to your home, please contact your local government to inquire about housing assistance.  You can also email chip@dca.ga.gov for assistance with locating resources that may be available in your area.

If you are a homebuyer, DCA’s Georgia Dream Homeownership Program provides affordable mortgage financing and down payment assistance for eligible homebuyers. Information about the GA Dream Homeownership Program can be found here.

CHIP Eligible Activities And Funding Limits:

  • $400,000 available for housing rehabilitation of owner-occupied single-family homes; and
  • $600,000 available for new construction and reconstruction of affordable single-family homes for sale to income-eligible homebuyers

New CHIP applicants are encouraged to apply under the Set-Aside Consideration. This Set-Aside Consideration is only available to local units of government applicants. The Set-Aside Applicant must demonstrate any current and/or past community development efforts used to better improve their community without the assistance of state or federal assistance. Applicants that apply for the Set-Aside Consideration cannot have received CHIP funds or State CDBG funds for housing in the last ten years. 

The 2023 CHIP Application Manual is available to be viewed and downloaded in the applications button below.

Grant applicants must submit their 2023 CHIP application online using the application portal titled Grant Application Administration and Management (GrAAM). The GRAAM Portal User Guide and GRAAM Applicant Submission Instructions are located in the manuals section.  If you require technical assistance with the application portal, you can email support@eCivis.com.

The 2023 CHIP Application Webinar was held on November 2, 2022. To view the presentation slides, click on the presentation button below 

To start your 2023 CHIP application submission:

2023 CHIP Solicitation

2023 CHIP Grant Schedule:

  • Application release: September 30, 2022 
  • Application deadline: January 31, 2023

Grant term: three years

Documents

Announcements

  • Notice of Funding Availability

    10/3/2022

    The Georgia Department of Community Affairs (DCA) releases the 2023 Community HOME Investment Program (CHIP) grant application for approximately $5 million in available grant awards.

    The Georgia Department of Community Development has made available $5,000,000 in Community HOME Investment Program (CHIP) grant funds to local government, nonprofit, and public housing authority applicants to provide housing rehabilitation of owner-occupied single-family homes and new construction and reconstruction of affordable single-family housing units for sale to income eligible home buyers.

    CHIP is funded with federal HOME Investment Partnerships Program (HOME) funds and is subject to federal HOME regulations (24 CFR Parts 91 and 92) and any amendments thereto.  The regulations and program requirements governing the use of HOME funds can be found at the following link https//www.hudexchange.info/programs/home/

    Eligible Applicants

    • City and County Governments in Georgia- excluding HUD HOME Participating Jurisdictions
    • Public Housing Authorities
    • Nonprofits with 501(c)(3) or 501(c)(4) tax-exempt status
    • Current CHIP grantees with less than 50% remaining balance in the current CHIP award

    Eligible activities and funding limits:

    • $400,000 available for housing rehabilitation of owner-occupied single-family homes; and
    • $600,000 available for new construction and reconstruction of affordable single-family homes for sale to income-eligible homebuyers

    Application information:

    The application manual and instructions are available on the DCA CHIP website:

    https://www.dca.ga.gov/safe-affordable-housing/rental-housing-development/home-investment-partnership-program-home-1