Homebuyers

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Basic Info

The Georgia Dream Homeownership Program offers the following financing options:

Georgia Dream
Peach Plus 
Peach Select Veteran Assistance
Program targets first-time homebuyers.
Program targets qualified borrowers not currently served by the traditional GA Dream program. 
Program targets veterans. 
Maximum home sales price* is up to $400,000.
Maximum home sales price* is up to $500,000.
Maximum home sales price* is up to $400,000.
Maximum income limits* are up to:
  • $107,796 (1-2 persons)
  • $123,966 (3+ persons)
Maximum income limits* are up to:
  • $161,694 (1-2 persons)
  • $185,949 (3+ persons)
Maximum income limits* are up to:
  • $107,796 (1-2 persons)
  • $123,966 (3+ persons)
Interest rate is determined by market rates.
High interest rate determined by market rates.
Low interest rate. The initial rate is set to 5.00%.
Down payment assistance options are available.
Down payment assistance options are available.
No down payment assistance offered.
*Dollar amount varies depending on the purchasing area or county.