Welcome to the Georgia Department of Community Affairs

Georgia Dream Homeownership Program

What is Georgia Dream?


The Georgia Dream Homeownership Program provides first mortgage loans, down payment assistance and home buyer education to eligible home buyers. An eligible borrower must not have owned a home in the past three years, or must be purchasing a home in a targeted area. The borrower must meet income and purchase price limits, have limited assets, and must invest at least $1,000 into the purchase transaction.

 

Flyers and Brochures


 

Informational Videos


 

Down Payment Assistance

 

Borrowers who qualify for the Georgia Dream Program benefit from down payment assistance. All eligible borrowers qualify for $5,000.

 

Two addtional programs are available: Down Payment Assistance for Protectors, Educators and Health Care Workers (PEN), and Down Payment Assistance for Families with members who are disabled (CHOICE). PEN and CHOICE eligible borrowers qualify for $7,500 in down payment assistance.



For additional assistance contact the Office of Homeownership
404-679-4840
1-800-359-HOME (4663)

DCA ensures that persons with limited English proficiency have access to DCA Programs.
Global Translators are available.

© 2015 Georgia Department of Community Affairs   Statements |  Site Map